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Layaway Now for Holiday Savings

The holidays are approaching quickly. That news may be enough to make you sweat if you're on a tight budget. The holiday season may be a costly time of year. To afford gifts, many families not only go over budget, but also go into debt. Layaway might be the solution you're looking for. What Is Layaway and How Does It Work? Many stores have a layaway program. Essentially, you purchase the item or present now and pay for it later. The store keeps the item until you've paid for it in full, and then you take it home. Most layaway programs set up a recurring billing structure, allowing you to make regular payments and have the present paid off by the holidays. Layaway's Advantages Layaway has a variety of advantages, one of which is the opportunity to save money. #1 The item is currently on sale. When the holidays arrive, it'll almost certainly increase. You will save money as a result of this. #2 There is no need to pay interest. You would have to pay interest if you bo...